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Is your 401K or 403B Retirement Account on auto-pilot?

 

Are you selecting the mutual funds based on one of your co-workers favorite picks?

 

Did you just pick what fund choices your 401K sales rep told you to pick?

 




Consider this from a  2004 study by Hewitt Associates:

On Average, employees had almost 70% of their total plan in stock based investments.

Only 16.7% actually reallocated their fund choices.

What does this mean?

People with less time on their investment horizon are holding extremely risky investments and "letting them ride".  If the stock market has another downturn like 2000-2002, 401K investors will lose a huge portion of their retirement nest egg.  Even if we remain in a trading range of flat to negative returns similar to 1964-1982 or 2000-2005, investors nearing retirement may have to continue working.

 

Now, there is a solution!

At the request of our clients, we have created 401ok.net.  For a monthly cost of roughly a half  tank of gas in most cars, you get the piece-of-mind knowing that a investment professional is monitoring one of your largest assets.  Please read further and decide for yourself,

Is your 401OK?

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